The Top Knoxville Attractions to Enjoy this Spring

While spring in Knoxville, Tennessee still features a few chilly mornings, there’s no doubt that warmer days are on the way. Now is a great time to begin planning activities that your whole family – including the dog – can enjoy. Here are a few of our favorite attractions for you to check out on the city’s next sunny day. Ijams Nature Center  You have plenty of local options when it comes to beautiful natural scenery, but none can match the 300 acres of walking and biking trails, and river … [Read more...]

8 Mortgage Tips for First-Time Buyers

With interest rates expected to rise in the coming years, now is the best time for new buyers to get into the real estate market and lock down a place. While wading into the unfamiliar home buying experience can be intimidating, a little research and preparation – along with our mortgage tips for first-time buyers – can keep you from drowning in the process. 1. Improve Your Credit Score To help guarantee you’re offered more competitive interest rates and mortgage offers, you should try to … [Read more...]

6 Spring Cleaning Tips That Last for Months

As Knoxville homeowners throw open their curtains to welcome the warmer days ahead, they may find that the sunlight illuminates a need for some serious housekeeping. Months of furnace dust and the occasional snowed-in weekend can wreak havoc on even the tidiest of homes. Without a clear spring cleaning plan, you might struggle with where to start. To help you tackle your cleaning goals, we’ve got 6 easy house cleaning tips that will help to keep your home looking fresher and more inviting for … [Read more...]

What Down Payment Assistance Programs Are Available in Tennessee?

We've talked a lot in the past about how much down payment homebuyers should pay and the wisdom of setting aside a strict 20% for the best rate. For some families, however, putting down 20% of a property’s value is too steep a price, even if they’d otherwise have no trouble covering the monthly mortgage payments. For first time homebuyers especially, who may be struggling with student debt or are only starting to build their financial resources, putting together a large down payment can make the … [Read more...]

Home Selling Tips: Improving Curb Appeal

In the past, we've offered home selling tips on topics like renovation and staging, all designed for improving curb appeal to potential buyers, move your home faster, and hopefully earn you a higher selling price. However, many first-time sellers neglect one of the most important parts of selling a home: attracting buyers when they're still on the sidewalk. Great curb appeal isn’t just icing on the cake; in many cases, it’s what gets people through the door in the first place. Before potential … [Read more...]

5 Romantic Things to Do in Knoxville, Tennessee

Valentine’s Day is fast approaching, but we have tips for romantic things to do in Knoxville that you can enjoy throughout the entire year. No matter what your interests are, you'll find plenty of new ways to fall in love with the city. 1. Downtown Knoxville's First Friday Knoxville is the perfect place for a night out on the town, and no event illustrates that better than First Friday. It’s a cherished tradition that takes place on the first Friday of each month. Couples from all over show up … [Read more...]

What Are Tennessee Mortgage Rates Going to Do in 2018?

Homebuyers, particularly in Tennessee, have enjoyed historically low mortgage rates for several years. In fact, Freddie Mac puts the current average for 30-year fixed rate mortgages at 3.99%, down slightly from a 4.12% average in January of 2017. Today's homebuyers feel great about their mortgage prospects – however, those planning to buy a Tennessee home in the next few years should prepare for higher mortgage rates. Tennessee Mortgage Rates are Expected to Rise in 2018 In 2017, the Mortgage … [Read more...]

Buying a Home with Bad Credit: What You Need to Know

As you might expect, complications can arise when buying a home with bad credit. In general, if your credit score dips below 650, mortgage approval is harder to secure and often comes with higher interest rates. While poor credit can certainly make the home-buying process more difficult, it doesn’t make it impossible. You still have a few options for working around your credit score and finding an affordable home that you love. Bad Credit Sometimes Results from Reporting Errors Before you … [Read more...]

5 Tips When Buying Your First House

Buying your first house can sometimes feel like walking into a minefield. While moving your family into a new place should be exciting, the many risks, potential pitfalls, and sometimes impenetrable real estate jargon can make the whole process seem dangerous. Doing your research, in addition to seeking out advice from trusted professionals, can help to minimize the anxiety. Below, we provide a few tried and true tips for navigating the market. Hire a Reliable Home Inspector  You may love the … [Read more...]

How to Decorate Your Home for the Holidays — Safely

Chances are, you've already decorated the Christmas tree and hung a wreath on the front door, but this year, let's take your holiday decor to the next level by keeping your home safe for pets and children. We've offered tips on decorating for Halloween before, but now it’s time to look at how to keep your holiday decor safe for pets and babies. As you decorate your home for the holidays, keep in mind the natural curiosity of animals and little ones, and how new decor might tempt them into … [Read more...]