How Much Down Payment Should I Pay?

The amount you put down on a home will set the tone for the rest of your loan's term. But for new buyers, figuring how much down payment to offer can be confusing. Asking, “how much down payment should I pay?” is an important question that depends on several different factors. Getting a realistic estimate can be a challenge, especially when balancing your available savings against different interest rates and Private Mortgage Insurance. In general, down payments mitigate risk for lenders, but … [Read more...]

How to Choose the Right Mortgage Company

For many home buyers, especially newcomers, calculating your mortgage and acquiring a home loan can be the most confusing and stressful part of the process. The task of securing the best interest rate from a lender you trust comes with no small measure of anxiety. How do you know you’re getting the best deal? We can offer you some advice on how to choose the right mortgage company to help keep your finances safe. Start with People You Trust contributor, Mark Green, suggests that … [Read more...]

Home Selling Tips: Increasing Home Value

Making your home more valuable and appealing to potential buyers can be a great way to improve your chances of selling quickly for the most profit. From renovations to landscaping, you’ve got plenty of options at your disposal. Putting a little money into upgrading your home now can mean huge returns on a sale later, especially if you pick projects known for increasing home value. Build an Outdoor Living Space If you’re handy, you can increase your home's value starting from the outside by … [Read more...]

How Can You Make Your Home More Energy Efficient?

With winter's high energy demands just around the corner, now is an excellent time to make your home more energy efficient. Practicing smart conservation in your home is always worth the effort and a number of key home improvements – from simply changing lightbulbs to shopping for energy-savvy smart devices – can also trim down your monthly utilities bills. Saving energy leaves more money in your pocket each month and can make your home more attractive to future buyers. Change Your … [Read more...]

The 6 Best Neighborhoods in Knoxville

From tree-lined rows of historic houses to newer, more secluded housing developments, Knoxville has many charming neighborhoods to meet any family's needs. Urbanites can find just as much to love here as families looking for a quiet community and a huge yard. Choosing the right neighborhood to call home can be tough when you’re not familiar with the area, so we've picked out 6 of the best neighborhoods in Knoxville that represent the diversity of local homes and lifestyles. Fox Run When … [Read more...]

The 5 Best Things About Living in Farragut, TN

Over the years, higher numbers of families and new homeowners have flocked to Farragut, TN, one of Knoxville’s most popular neighborhoods. With fantastic schools, great scenery, outdoor recreational spaces, and one of the area’s best shopping destinations, Farragut provides everything you need to feel at home. Farragut is a beautiful community, where buyers can find homes below $100,000 as well as impressive, million-dollar luxury properties. With such diverse options, families looking to move … [Read more...]

Home Selling Tips: Finding a Realtor

When it comes to home selling tips, we have one piece of advice that comes before all others: always find a realtor that you can trust. For every home sale that moves smoothly, resolves quickly, and sees the sellers moving out with a nice profit, there's usually a knowledgeable realtor helping to guide the process. In order to understand the real estate industry and ensure that their clients enjoy the best selling and buying outcomes, good realtors undergo a great deal of training and spend a … [Read more...]

How Soon Can I Refinance After Buying a Home?

Your house isn’t just a home, but an investment in your future. After buying, staying on top of your refinancing options – and what they mean – can help secure money for renovations, education, family trips, or retirement. Don’t let a less than ideal mortgage drag you down. Whether you’ve struggled to secure the perfect mortgage the first time around, your financial situation has changed, or you've caught wind of lower rates, refinancing after buying a home can free you from some of your … [Read more...]

5 Things to Do When Moving in to a New Home

After all the stress of searching, bargaining, and signing involved in purchasing a home, you can finally enjoy the final step: moving in with your family and making the space your own. While it's easy to get caught up in the excitement of decorating, setting up furniture, and learning your new home’s little quirks, you should also remember the a few small things can help make moving into a new home go much more smoothly. Steps like changing your address, connecting the internet and utilities, … [Read more...]

Landscaping That’s Perfect for Knoxville’s Climate

Knoxville's climate can be one of extremes. Hot and humid in the summers with the occasional winter freeze, it makes for fantastic gardening, but isn’t without its challenges. Knowing how best to plant, decorate, and build a thriving garden in Knoxville's climate can be tricky. However, plenty of resources exist to make it a rewarding pursuit (provided you’re wearing enough bug spray). Read on to find out what you can do to turn your backyard or garden into a lush and beautiful getaway right … [Read more...]